A Tentative layout is given by HUDA after due TECHNICAL and OWNERSHIP & ULC VERIFICATION.” “A layout normally takes one month for clearance after compliance of the all requirements, i.e., layout plans drawings, position of established road, filing of all ownership documents, ULC papers and related link documents, etc. Similarly, Final layout approval takes one month for clearance after all the development works are completed.”(http://www.hmda.gov.in/inside/hudafaq.asp )

From above it is clear that HMDA approved layout ensures genuine Technical and ownership & ULC (Urban Land Clearance ), at the outset a Clear and valid Title thus maximum security & safety to the buyer for the hard earner money invested by him on Land.

The applicant is required to mortgage 25% of the plots to HUDA as surety for undertaking and completion of all layout development works and conditions. However, the applicant/developer can sell the plots in the remaining non-mortgaged area. After compliance of the development works as per the specifications, HUDA releases the complete layout. Till then no building permission can be given. (http://www.hmda.gov.in/inside/hudafaq.asp )

The applicant shall take up the development of amenities such as formation of Black topped roads, drainage lines, with septic tank as per standards, electric lines including street lighting, water supply lines, avenue plantation along the roads and open spaces to the satisfaction of the HUDA within the prescribed period and on completion of all the developmental works shall be submit a requisition letter to the HUDA for release of mortgaged plots, duly handing over open spaces and roads to the Local Authority through a registered Gift Deed.”

“The developer shall be asked to undertake the avenue plantations, greenery , landscaping and development of the open areas under the directions and guidance of the Director, Urban Forestry, HUDA”( http://www.hmda.gov.in/inside/regulation_02.asp )

From above it is clear as what are the developments specified for the HMDA approval, what are the conditions specified (mortgage of 25% of Plots in Layout) for issuance of HMDA Final Layout. This can ensure Guaranteed developments for the Land that is a value creation for the Plots Buyer who normally looks for growth in the money invested as well as Readymade Infrastructure ( Roads, Water, Electricity, Avenue Plantation, Drainage etc.,) when he constructs a house in his Plot/s.

Banks lend money for purchasing HMDA approved Plots to the eligible buyers. Mortgage Loans are available from banks against security of HMDA approved Plots. Banks accept HMDA approved Plots as Primary/Collateral security for business and other loans. These are great advantages for the buyer as liquidity is ensured for the money invested on HMDA approved plots.

The number of HMDA approved projects is very less compared to other projects especially in a fast expanding city like Hyderabad where the boundaries of HMDA have stretched far beyond the limits of city and municipalities. Thus the supply of HMDA approved projects or Plots is very less when compared to the demand or hungry of the land buyers that ensures steady short as well as long term capital appreciation in the value of HMDA approved plots, thus better returns assured to the buyer on the money invested on HMDA approved plots on holding certain period. Even as per our experience, our investors have made a steady and happy returns on the Plots invested in our past completed HMDA approved projects irrespective of the general market conditions and continue to bless us with their new investment in our every new venture in the light of a well defined underlying investing and appreciation avenue available with HMDA approved plots.